When getting ready to sell a home, most owners naturally want it to look its best. However, not every fix or upgrade is worth the investment—especially when you're preparing to put the property on the market soon. While smart renovations like energy-efficient upgrades or modest kitchen and bathroom

Mortgage rates have seen minimal movement again this week, continuing a trend of relative stability that’s become more consistent over the past couple of months. According to Freddie Mac’s latest Primary Mortgage Market Survey, this steadiness is starting to create a sense of predictability in an ot

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1   According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elev

South Florida homebuyers are finding themselves in a stronger position as the housing market cools, offering opportunities for negotiation and discounts. Recent data from Redfin shows that homes are selling below asking prices, with longer listing periods, especially in coastal Florida markets like

Home remodeling expenses in the U.S. are projected to soar to $569 billion in 2025, despite a temporary dip in 2024, according to Statista. Whether you’re planning a complete home renovation or focusing on one area, the cost can range from $20,000 to $300,000 depending on factors like home size, pro

Home-Related Tax Deductions Tax season. Just the words can send shivers down your spine. But if you're a homeowner, there's a silver lining: potential savings! You’ve probably heard that you can deduct the interest you pay on your mortgage — but did you know there are many other ways homeowners can

Having a strong credit score is essential in 2025. Beside securing favorable rates on loans, credit cards, and mortgages even many Florida communities require a strong FICO score now. Below are some expert tips for boosting your credit score. If you'd like an analysis of your credit report and a per

Florida’s new law prohibiting homeowners associations (HOAs) from banning the overnight parking of pickup trucks has sparked significant debate among communities across the state. While the law aims to protect property owners’ rights, some HOAs are claiming exemptions and refusing to comply, citing

The Federal Reserve (Fed) is a critical player in the U.S. economy, making decisions that influence interest rates, inflation, and financial markets. Homebuyers and real estate investors often feel its impact through changes in mortgage rates. Understanding how the Fed operates can help you make sma

The recent implementation of stricter building codes in Florida, as enforced by the Federal Emergency Management Agency (FEMA), marks a significant development in the state's approach to reconstructing homes post-hurricane. This initiative aims to elevate homes and ensure they meet rigorous flood sa

The holiday season often brings increased spending on gifts, travel, and celebrations. With prices higher than in past years, it’s tempting to consider using your home equity to cover these costs. After all, home equity loans and lines of credit (HELOCs) typically offer lower interest rates than hig

Key Takeaways for U.S. Real Estate Market InsightsIn the third quarter of 2024, average U.S. home prices grew by 4.3% compared to the same period last year, according to the most recent Federal Housing Finance Agency (FHFA) House Price Index (HPI). This represents continued growth, though at a more

In September 2024, mortgage applications for new home purchases increased by 10.8% compared to the same month last year, reflecting the ongoing appeal of newly built homes despite fluctuations in market conditions. The Mortgage Bankers Association’s (MBA) Builder Application Survey (BAS) shows that

When preparing to buy a home, checking your credit report is a key step to ensuring smooth financing. Reviewing your report at least once a year helps keep your credit profile accurate and boosts your chances of qualifying for a mortgage with favorable terms. Understanding Your Credit Report Your cr

When it comes to retirement, Florida continues to be a top choice. WalletHub recently ranked four Florida cities—Miami, Orlando, Fort Lauderdale, and Tampa—among the nation’s best places to retire, thanks to low taxes and high-quality healthcare. Why Florida Ranks So High for Retirees Florida attrac

Florida Condo Associations Face New Reporting Requirements by December 31, 2024 As the December 31, 2024, deadline approaches, many Florida condo associations are required to complete two key inspection reports that could significantly impact condo buyers, sellers, and current owners. These reports

The flood disclosure will include: Whether the seller has ever filed a claim with their insurance for flood damage on the property. Whether the property has received any federal assistance related to flood damage. For the purposes of this law, “flooding” is defined as a temporary or general conditio

As the year progresses, positive trends have emerged in the real estate market, particularly with interest rates hitting their lowest levels in over a year. This has sparked increased activity among homebuyers and homeowners looking to refinance their loans. Interest Rate Drops Fuel Mortgage Applica

One key development is the introduction of the Florida Optional Reinsurance Assistance (FORA) program, designed to help insurance companies purchase reinsurance at more favorable rates. This initiative aims to stabilize the cost of homeowners' insurance, with 12 companies already filing for rate dec