Hispanic Homebuyers Are Powering America’s Real Estate Market in 2025 Across the country, and especially here in South Florida, one group is quietly shaping the future of homeownership: Hispanic buyers.According to the National Association of Realtors, Hispanic households now represent more than on

As we reach the midpoint of 2025, the U.S. housing market stands at a critical juncture. The frenzy of the pandemic-era real estate boom has long since cooled, but in its place we’re seeing a market searching for balance. Higher mortgage rates, cautious buyers, and rising home inventory are combinin

According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you thi

Despite a slowdown in national home sales, homeowners in South Florida continue to experience substantial equity gains. Whether you're considering selling, buying, or holding, understanding how these trends affect your property value is essential. At Team Kaplan, we keep a close eye on the market. W

June 2025 has brought a pivotal shift for the South Florida condo market. Governor Ron DeSantis just signed legislation aimed at easing the financial burden on condominium owners, while also increasing transparency and flexibility for buyers, sellers, and associations. At Team Kaplan, we make it our

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to hel

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in ti

In today's dynamic real estate market, co-owning a home has emerged as a strategic solution for families and investors alike. Whether it's pooling resources to afford a dream home or investing in a property that serves multiple generations, co-ownership offers flexibility and financial benefits. Th

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1   According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and ele

The Federal Reserve (Fed) is a critical player in the U.S. economy, making decisions that influence interest rates, inflation, and financial markets. Homebuyers and real estate investors often feel its impact through changes in mortgage rates. Understanding how the Fed operates can help you make sm

The recent implementation of stricter building codes in Florida, as enforced by the Federal Emergency Management Agency (FEMA), marks a significant development in the state's approach to reconstructing homes post-hurricane. This initiative aims to elevate homes and ensure they meet rigorous flood s

In September 2024, mortgage applications for new home purchases increased by 10.8% compared to the same month last year, reflecting the ongoing appeal of newly built homes despite fluctuations in market conditions. The Mortgage Bankers Association’s (MBA) Builder Application Survey (BAS) shows that

  When preparing to buy a home, checking your credit report is a key step to ensuring smooth financing. Reviewing your report at least once a year helps keep your credit profile accurate and boosts your chances of qualifying for a mortgage with favorable terms. Understanding Your Credit

When it comes to retirement, Florida continues to be a top choice. WalletHub recently ranked four Florida cities—Miami, Orlando, Fort Lauderdale, and Tampa—among the nation’s best places to retire, thanks to low taxes and high-quality healthcare. Why Florida Ranks So High for Retirees Florida attrac

Florida Condo Associations Face New Reporting Requirements by December 31, 2024 As the December 31, 2024, deadline approaches, many Florida condo associations are required to complete two key inspection reports that could significantly impact condo buyers, sellers, and current owners. These reports

Starting October 1, 2024, Florida will implement a new flood disclosure requirement for residential real estate transactions. According to Florida Statute 689.302, sellers must now provide a flood disclosure to potential buyers at or before the time a sales contract is signed.   The fl

As the year progresses, positive trends have emerged in the real estate market, particularly with interest rates hitting their lowest levels in over a year. This has sparked increased activity among homebuyers and homeowners looking to refinance their loans. Interest Rate Drops Fuel Mortgage Applic

  Florida's property insurance market is showing promising signs of improvement, thanks to recent reforms and initiatives aimed at reducing costs and expanding coverage for homeowners. For first-time homebuyers and homeowners in Broward County, this news is especially relevant as it impacts both

Purchasing your first home is a significant milestone, but it can also feel overwhelming. By taking the right steps and working with professionals, you can approach the process with confidence. Here's a deeper look at essential tips for first-time homebuyers in Broward County. 1. Estab

Are you a dedicated member of our community workforce in Florida? Dreaming of owning a home? The Florida Hometown Heroes Housing Program is returning on July 1st, 2024 to turn your dreams into reality by making homeownership more affordable than ever for eligible community heroes like you!